According to Deepak Chopra, medical doctor, author of many books and other publications including Life After Death: The Burden of Proof,  many of us devise a reason to be alive from our feelings. We pursue the feelings of being safe, loved, happy and fulfilled. We connect to the soul through these desires, and are motivated to move […]

  These Student Loan Trusts, 15 of them bought up 800,000 student loans and sold Student Loan backed notes to INVESTORS. Then they sued consumers even though they had improper evidence. Their debt collector swore falsely under oath in court! Consent Order and Final Judgment in U.S. District Court for the District of Delaware. For […]

Blog by: Constance d’Angelis Federal Court Action against company, owner/CEO and business/marketing associate for misleading vulnerable consumers by lying.  Deceptive business practices – (details bulleted below) “It is reprehensible that Top Notch and its owner sought to scam NFL concussion victims, 9/11 heroes, and others to turn a quick profit,” said CFPB Director Richard Cordray. Culprits […]

Nearly half of student loan borrowers owe at least $20K when leaving school Older borrowers taking out student loans – average age exceeds 34 Fewer are paying down debt in 5 years: 60% of borrowers not reducing balances are delinquent https://www.consumerfinance.gov/about-us/blog/too-many-student-loan-borrowers-struggling-not-enough-benefiting-affordable-repayment-options/ This new report, titled “CFPB Data Point: Student Loan Repayment,” is available at: http://files.consumerfinance.gov/f/documents/201708_cfpb_data-point_student-loan-repayment.pdf   General statistics: […]

Student Loan Debt informational blog by Constance d’Angelis, Esq. STUDENT LOAN PREDATORY LENDING SCHEME enabled by Private Equity Firm SEC shuts down PRIVATE EQUITY firm for defrauding 1,500 investors. Consumer Finance Bureau and 7 States Attorneys General sue PRIVATE EQUITY firm. Proposed Settlement $183.3K for 41,000 harmed Student Borrowers. Private Equity Firm (Aequitas Capital Management, […]

We experienced a Mortgage Debt Crisis 10 years ago, are we setting the table for another? by: Constance d’Angelis As United States Bankruptcy attorneys during the financial decline fostered by the substantial mortgage debt default commencing in 2007, my colleagues and I reviewed the government activities including the Home Affordable program; and considered other possibilities […]

Is “forbearance” a form of probation for Student Loan Borrowers, or a prison sentence? Is it a boon or a bust for Student Loan Borrowers? By Kunal Thakkar University of South Florida Intern for Constance d’Angelis, Attorney-at-Law Note by Constance d’Angelis: Intern, Kunal Thakkar expresses his viewpoint about the subject of forbearance. This blog is […]

The Consumer Finance Protection Bureau (“CFPB, Bureau or Plaintiff”) filed a lawsuit against Navient Corporation, Navient Solutions, Inc. (“Navient”) and Pioneer Credit Recovery, Inc. (“Pioneer”) (collectively “Defendants”). Navient Solutions, Inc. and Pioneer are subsidiaries of Navient Corporation, which is the largest servicer of both federal and private student loans in the United States of America. […]

Student Loan Borrowers, Parents, Co-signers and Disabled Veterans… Rejoice. Help coming! $300 BILLION, in six million accounts with 12 million borrowers manipulated. Consumers cheated. Finally, after years of deceit the collector sued on behalf of consumers. The travesty of Student Loan debt collector abuse is surfacing – becoming more transparent. A former part of Sallie […]

Mortgage Mod Law Done and Gone, Now What? by Constance d’Angelis ALERT: If You Need to Save Your Home (or represent someone who does) – Act Now! Deadline: December 30, 2016. The Home Affordable Modification Program (HAMP) is done and gone. If anyone is in need of a Mortgage Loan Modification the application must be […]