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Why I Care About Student Loans, by Constance d’Angelis

Since Congress changed the bankruptcy laws to disallow discharge of Student Loan Debt, the financial oppression engendered against student, parents, relatives and other co-signers has been exponential. For-profit schools have risen to outrageous numbers and costs; and so has post secondary education. Whether a student receives a degree or not, there is no just mechanism […]

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Prepared Remarks of CFPB Director Richard Cordray on the Student Loan Servicing Press Call

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Prepared Remarks of Richard Cordray Director of the Consumer Financial Protection Bureau Student Loan Servicing Press Call July 20, 2016 I am pleased to join Secretary King and Deputy Secretary Raskin to take this step toward reforming the student loan servicing market. This is an important milestone in our continued efforts to better protect consumers […]

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For-Profit College SHUT DOWN, Founder Jailed

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For-Profit College SHUT DOWN, Founder jailed by Constance d’Angelis Student Loan Debt has now surpassed $1.3 trillion, and the rate of default for enrollees at for-profit schools such as the University of Phoenix is 1 in 4 students. The University of Phoenix is under fire. This for-profit college is under scrutiny due to an advertisement […]

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Mediation Resources for Lawyers

Mediation Resources for Lawyers by Clark-Jordan-Holmes and Constance d’Angelis Originally published in the March/April 2016 edition of the HCBA Lawyer Mediation is a process every Florida lawyer encounters and in which some lawyers participate on a regular basis. It is an event that requires each participating litigator to know: their client(s), the law, the courts, […]

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Why Mediate?

70% — My Personal Mortgage Mod Success rate in U.S. Bankruptcy Court Ordered Mediations – This Court established a Good Faith requirement… and it is working! Here’s My Note on the Process and an Actual Case When I started in Mortgage Mods, 2009 or so, we had very mixed success, and the paperwork was daunting. […]

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Student Loan Video

Student Loan Debt has reached a crisis point in this country. Constance d’Angelis discusses this looming problem in this short video.

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RESIDENTIAL MORTGAGE MEDIATION – Consumer Bankruptcy

By Constance d’Angelis, Esq. On January 31, 2013, the Chief Judge of the U.S. Bankruptcy Court for the Middle District of Florida, Judge Jennemann issued an Administrative Order[1] requiring that anyone who would mediate residential mortgages complete an 8-hour course regarding modifying residential mortgages in bankruptcy. One of the reasons for this requisite education resides […]

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Homeowners, If You Are Interested in Loan Modification, Think Bankruptcy!

By Gina M. Pellegrino, Esq. and Constance d’Angelis, Esq. We see the same story all the time with different facts. A family is behind on their mortgage payments and wants to keep their homestead property. Sometimes there are extenuating factors that contributed to the inability to make mortgage payments, such as a medical issue or […]

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